Protect your commercial assets, employees, and everything your business represents with the right business insurance in Hollywood, California.
If you own your own business, then you know how much time, effort, and money you have invested in getting your venture off the ground. With everything you have put into your company, the last thing that you want is for a serious damage event or major liability issue to drag your business under. Sadly, training your employees, implementing strict security measures, and taking other risk management steps is not always enough to prevent workplace accidents and disasters from taking place. Fortunately, there is a way to protect your business from all the risks that it faces. By securing the right business insurance in Hollywood, California, you can rest easy knowing that you have financial coverage for even the worst emergencies. Read on to learn what securing commercial coverage from the experts at Makar Technique Insurance Agency can do for your company.
If your business operates out of a physical location, then it’s important to secure the right coverage to address any damages your company’s building may sustain. Additionally, it’s important to protect all of the equipment, supplies, inventory, technology, furniture, décor, and other physical assets that your company owns. You can protect your company’s building and other belongings by securing the right commercial property insurance. At Makar Technique Insurance Agency, our commercial property coverage can help you protect against issues like fire, water damage, natural disaster, vandalism, theft, and so on.
Business owners know that good employees are their company’s best asset. This is why it’s so important to offer your staff members the right protection for workplace injuries and illnesses. While requiring your employees to complete comprehensive health and safety training and conducting frequent workplace safety assessments are both great ways to reduce your risk for staff injuries, these steps aren’t always enough. This is why you need to have the right workers compensation insurance to fall back on. When you secure workers compensation from the team at Makar Technique Insurance Agency, you can create a custom coverage plan that is guaranteed to fulfill state minimums while remaining in-budget. Our workers compensation will offer injured employees coverage for the following:
- Medical Expenses
- Lost Wages During Recovery
- Rehabilitation Costs
- Death Benefits (should the employee die as a result of a workplace accident)
Business Cars & Trucks
If your business owns company vehicles, then you must secure coverage for them with the right commercial auto insurance. Similarly, if you or your employees use your personal vehicles in a professional capacity, then you cannot rely on personal auto coverage for protection. In this case, you will also need to secure coverage via a commercial auto policy. Because California roads are notorious for heavy traffic and auto accidents, it’s important that you have the right insurance to protect your employees, your vehicles, and others on the road. When you secure commercial auto insurance from the experts at Makar Technique Insurance Agency, you can secure all the coverage that you need with limits high enough to protect all of your business’s commercial assets. Some of our most popular commercial auto coverage options include the following:
- Bodily Injury Liability
- Property Damage Liability
- Medical Payments/Personal Injury Protection
- Uninsured Motorist
- New Car Replacement
Employment Practices Liability (EPLI)
If your business employs staff, then you face the risk of an employee-filed lawsuit. Some of the most common reasons for employee lawsuits include the following:
- Sexual Harassment
- Wrongful Termination
- Breach of Employment Contract
- Negligent Evaluation
- Failure to Employ or Promote
- Wrongful Discipline
- Deprivation of Career Opportunity
- Wrongful Infliction of Emotional Distress
- Mismanagement of Employee Benefit Plans
Because the costs associated with these types of lawsuits are considerable, it’s vital to secure financial protection with employment practices liability insurance or EPLI from the experts at Makar Technique Insurance Agency. This type of insurance will provide coverage to help you pay for the legal fees and settlement costs associated with defending your business against employee claims.
This is what the right business insurance in Hollywood, California can do for your company. Curious to learn more about our extensive commercial coverage options? Then don’t hesitate to contact the experts at Makar Technique Insurance Agency today.