Auto Insurance


What is the Basic Difference Between OEM and Aftermarket Parts?

The automotive aftermarket is concerned with manufacturing, remanufacturing, reconditioning, distribution, and retail sales of all vehicle parts, including equipment and accessories, after the sale of the automobile by the original equipment manufacturer. Many automotive aftermarket parts are regulated by the National Highway Traffic Safety Administration based on safety needs.    There are two types of auto parts available in the

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How to Lower your Automobile Insurance Premiums Rates

Los Angeles automobile insurance premiums are high and seem to get higher each year. There are several ways to lower your automobile insurance premiums rates. Make sure you know the type of coverage you have or must have before you start reducing your insurance premiums by lowering your insurance coverage.   Like any commodity, it does pay to shop for

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Insurance Claims: When to File it for Minor Accidents

When should you file an insurance claim for minor damage to your personal vehicle? The answer will  depend on several factors.   It is important to understand that any claim you file with your automobile insurance company is recorded by them . It may not be in your best interest to file an insurance claim for minor damages such as

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What’s the Best Way to Shop for Car Insurance?

Shopping for your car insurance premiums is indeed a prudent idea. There are different ways to shop for car insurance near you, and like with everything else some of them are relatively more effective than the others.    Many car insurance companies advertise  their products online. Unless you are particularly savvy about how  car insurance works this may not be

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How Can You Settle Your Insurance Claim After a Car Accident?

Automobile insurance accidents happen. If you are involved in an automobile accident, and you have to file a claim with your automobile insurance company, there are several ways to do so . You can file a claim directly with your insurance company by phone or online, or you can call your insurance agent, who  will take down the details of

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What Do You Need to Know About Insurance on a New Car?

When you purchase a new or used car you will need to have Auto & Speciality Insurance in place before you drive it off of the dealers’ lot.  If you finance or lease the vehicle you will need physical damage on the vehicle to protect the interest of the finance company. If you have an existing automobile policy check with

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Things You Should Know Before Purchasing A New Car

When you purchase a new or used car, you will need to have Automobile Liability insurance in place before you drive it off of the dealers’ lot.  Here are some important things to discuss when seeking advice from your nearest car insurance agent in helping you purchase new car insurance in California: Finance or Lease the Vehicle If you finance

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