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It can be difficult to obtain California Homeowners insurance if it is located in a designated brush area. Insurance for any home located in a brush area is also more expensive because the chance of a loss occurring is high. Brush is any live or dead vegetation near your home or property that can cause a fire if ignited by
It can be difficult, and it is more expensive to insure a home located in what homeowner insurance companies deem to be of high risk. Many agencies are willing to provide insurance in these areas. Who are Considered High-Risk Homeowners? The areas that have more exposure to natural disasters such as floods, earthquakes, and brush fires are considered high-risk areas.